--- title: Risky Business - How to Reset Your Risk Levels description: Resetting your risk levels is crucial for a successful investment journey. Learn why it matters and how to do it in this informative blog post by VGA Investment Team. image: https://blog.vineyardglobaladvisors.com/hubfs/ft-img-risky-business-2.jpg --- [![Vineyard Global Advisors](https://blog.vineyardglobaladvisors.com/hs-fs/hubfs/Vineyard_GlobalAdvisors_logo_transparent.png?width=250&height=87&name=Vineyard_GlobalAdvisors_logo_transparent.png "Vineyard Global Advisors")](https://www.vineyardglobaladvisors.com/) - [Home](https://www.vineyardglobaladvisors.com) - [Our Firm](https://www.vineyardglobaladvisors.com/our-firm) - [Philosophy](https://www.vineyardglobaladvisors.com/our-philosophy) - Strategies - [Strategy Overview](https://www.vineyardglobaladvisors.com/strategies) - Equity Alpha - [Quantitative Value](https://www.vineyardglobaladvisors.com/quantitative-value) - [Quantitative Growth](https://www.vineyardglobaladvisors.com/quantitative-growth) - [Sector Rotation](https://www.vineyardglobaladvisors.com/sector-rotation) - [Style Flex](https://www.vineyardglobaladvisors.com/style-flex) - [Optimized Equity Alpha](https://www.vineyardglobaladvisors.com/optimized-equity-alpha) - [Enhanced S&P 500](https://www.vineyardglobaladvisors.com/enhanced-500) - Income - [Russell 3000 Enhanced Dividend](https://www.vineyardglobaladvisors.com/russell-3000) - [Dynamic Yield](https://www.vineyardglobaladvisors.com/dynamic-yield) - [Risk Managed Income](https://www.vineyardglobaladvisors.com/risk-managed-income) - [Global Fixed Income](https://www.vineyardglobaladvisors.com/global-fixed-income) - Asset Allocation - [Advantage Plus Series](https://www.vineyardglobaladvisors.com/advantage-plus-series) - [Allocation Plus Series](https://www.vineyardglobaladvisors.com/allocation-plus-series) - [ETF Advantage Series](https://www.vineyardglobaladvisors.com/etf-advantage-series) - Insights - [Market Commentary](https://blog.vineyardglobaladvisors.com/commentary) - [Quarterly Webinars](https://blog.vineyardglobaladvisors.com/commentary/tag/webinars) - [In The News](https://blog.vineyardglobaladvisors.com/blog/tag/in-the-news) - [Blog](https://blog.vineyardglobaladvisors.com/blog) - [For Advisors](https://www.vineyardglobaladvisors.com/wealth-advisors) - Contact - [Contact Us](https://www.vineyardglobaladvisors.com/contact-us) - [Request for Proposal](https://www.vineyardglobaladvisors.com/request-for-proposal) ![VGA_Hero](https://blog.vineyardglobaladvisors.com/hubfs/VGA_Hero.jpg) [Market Risk](https://blog.vineyardglobaladvisors.com/blog/tag/market-risk) | 3 min read # Risky Business - How to Reset Your Risk Levels Written by [VGA Investment Team](https://blog.vineyardglobaladvisors.com/blog/author/vga-investment-team) Nov 7, 2023 3:23:52 PM Have you ever been on a road trip with a GPS or map app that lost its signal, leaving you feeling a bit lost and unsure about your next turn? Well, imagine your investment journey as that road trip and resetting your risk levels, just like the GPS recalculating your route. Relying on your map can help ensure you reach your destination safely. Resetting your risk levels can get you to your financial goals smoothly and on schedule. ![ft-img-risky-business-1](https://blog.vineyardglobaladvisors.com/hs-fs/hubfs/ft-img-risky-business-1.jpg?width=1200&height=630&name=ft-img-risky-business-1.jpg) So, what does it mean to reset your risk levels, and why is it essential to your investment journey? Having a few risk assessment techniques and risk control measures is like keeping that good old reliable paper map in the glove box…just in case. Also, take some time to investigate other investment vehicles and strategies; it is a great way to keep an eye on the ever-changing investment landscape. ## Understanding Risk Levels and the Importance of Resetting Think of your investment portfolio as a big apple pie and risk as a slice of that pie. The size of that risky slice depends on how much you are willing to give away - or expose to possible loss. It also depends on your evolving appetite to participate in what may suddenly feel like risky business. ## Why Resetting Risk Levels Matters 1.    **Life Changes**: Just as you might change your travel plans due to unforeseen circumstances, life events like marriage, buying a home, divorce, or retirement can alter your financial goals. Resetting your risk levels ensures your investments align with your current life stage and your long-term goals. 2.   **Market Volatility**: Remember the thrill of riding a roller coaster for the first time? The feeling of flying fast and high and then that massive burst of adrenaline was new and exciting. It could be that your opinion of riding the roller coaster hasn’t changed, or like many - you don’t like that feeling anymore, or it hurts your back a little. Maybe it’s a “been there, done that!” and you are good just watching from the safety of the solid ground. If the stock market volatility makes your stomach drop, it might be time to reset your risk levels to a more comfortable setting. That way, you’re less likely to lose sleep over market loops and dips. 3.   **Balance and Diversification**: Resetting your risk levels can involve having more than one type of that pie we discussed earlier. Instead of one big apple pie, you can have various sizes of pies that are not just apple. Diversification involves spreading your investments across different assets or flavors of pie - helping you risk a little bit less of the pecan or protecting more of that pumpkin while avoiding overexposure to just one type of investment. See - [A Data-Driven Approach: Taking the Emotion Out of Investing](https://blog.vineyardglobaladvisors.com/blog/a-data-driven-approach-taking-the-emotion-out-of-investing) ![ft-img-risky-business-2](https://blog.vineyardglobaladvisors.com/hs-fs/hubfs/ft-img-risky-business-2.jpg?width=1200&height=630&name=ft-img-risky-business-2.jpg) ## How to Reset Your Risk Tolerance Levels - **Assess your Goals** - or reassess them. Knowing your financial goals is like holding a treasure map - X marks the spot, but you may need to learn the best way to get there. Knowing your destination might change a few times in your lifetime, it’s always good to check in with yourself and find a financial manager who can help you route your course. - **Evaluate your Comfort Zone** - imagine you are back on that rollercoaster. How much are you still loving it? You might enjoy riding on that highway to the danger zone. But, if market swings are making you queasy, dial down the risk. - **Consult with a Guide** - Finding a good financial manager with excellent risk control measures and techniques is like going on a trip with a well-seasoned traveler. They can help you find the right path and keep you on it. They can also help you drive or just hold the map. Traveling with a partner is often safer and a lot more fun. Fine-tuning your investment journey will ensure your portfolio aligns with your financial goals. Life changes, and so should your risk levels. The economic landscape is everchanging and full of peaks and valleys. If you are feeling a bit lost on your investment journey, find a manager who thrives in volatility and can help you plan the best route to reach your goals. It might just turn out to be a smooth ride. Vineyard Global Advisors offers 12 fee-only, actively managed, including hedged and long-only investment strategies via separately managed accounts - [Learn More](https://www.vineyardglobaladvisors.com/strategies) | [![View Our Strategies](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/19651629/0f0d02a1-ab92-4994-b098-68cb6f2bae33.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/19651629/0f0d02a1-ab92-4994-b098-68cb6f2bae33) | [![Contact Us Today](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/19651629/542864bc-0da7-4a08-9f27-df9bac129224.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/19651629/542864bc-0da7-4a08-9f27-df9bac129224) | | --- | --- | Investment advisory services are provided through Integrated Advisors Network, LLC (“Integrated”) a registered investment advisor. Registration does not imply a certain level of skill or training. Vineyard Global Advisors, LLC is a practice group of Integrated. The opinions expressed herein are those of Vineyard Global Advisors and are subject to change without notice. This material is not financial advice or an offer to sell any product. Forward-looking statements cannot be guaranteed. This document may contain certain information that constitutes “forward-looking statements” which can be identified by the use of forward-looking terminology such as “may,” “expect,” “will,” “hope,” “forecast,” “intend,” “target,” “believe,” and/or comparable terminology. No assurance, representation, or warranty is made by any person that any of Vineyard’s assumptions, expectations, objectives, and/or goals will be achieved. Nothing contained in this document may be relied upon as a guarantee, promise, assurance, or representation as to the future. Vineyard Global Advisors is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. *Investment advisory services offered through Integrated Advisors Network, LLC (“Integrated), a registered investment advisor. Vineyard Global Advisors is a DBA of Integrated.* Investors cannot invest directly in an index. There is no guarantee that the investment objectives will be achieved. Moreover, past performance is not a guarantee or indicator of future results. Does not constitute advice or a recommendation or offer to sell or a solicitation to deal in any security or financial product. It is provided for information purposes only and on the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting or other material considerations. Integrated is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Business is only transacted in states in which it is property registered or is excluded or exempted from registration. A copy of Integrated's and VGA's current written disclosure brochure filed with the SEC which discusses among other things, business practices, services and fees, is available through the SEC's website at: [www.adviserinfo.sec.gov](https://adviserinfo.sec.gov/?utm_campaign=advisor%20blog%20notices&utm_source=hs_email&utm_medium=email&_hsenc=p2anqtz-_vpysuhnv4rc3vj_dwz7lfh1rhhvpg9b9prvrlvy2m14u-a7zh16kobozkhnzfjzjma367) Previous [← Why Set It And Forget It Investing Is Over - Embrace a Risk-Managed Philosophy](https://blog.vineyardglobaladvisors.com/blog/set-it-and-forget-it) Next [“Some Signs of Trouble Appear. But, A Year-end Rally is Still Possible.” Interview with Tom Samuelson on Money Life with Chuck Jaffe →](https://blog.vineyardglobaladvisors.com/blog/money-life-with-chuck-jaffe-1-0) ## You May Also Like These Perspectives on Market Risk [![](https://blog.vineyardglobaladvisors.com/hubfs/AI-Generated%20Media/Images/Stock%20prices%20going%20down%20aggressively%20because%20of%20tariffs-4.jpeg)](https://blog.vineyardglobaladvisors.com/blog/tariffs-are-here-what-next) [Market Risk](https://blog.vineyardglobaladvisors.com/blog/tag/market-risk) ### [The Tariff Announcements . What's Discounted, Where Could the S&P 500 Bottom?](https://blog.vineyardglobaladvisors.com/blog/tariffs-are-here-what-next) Apr 4, 2025 7:07:23 AM | 2 min read [![](https://blog.vineyardglobaladvisors.com/hubfs/ft-img-getting-off-the-emotional-rollercoaster.jpg)](https://blog.vineyardglobaladvisors.com/blog/tariff-concerns-and-stock-market-declines) [Market Risk](https://blog.vineyardglobaladvisors.com/blog/tag/market-risk) ### [Tariff Concerns & Stock Market Declines – Trump 1.0 Déjà Vu?](https://blog.vineyardglobaladvisors.com/blog/tariff-concerns-and-stock-market-declines) Mar 7, 2025 9:06:05 AM | 2 min read [![ft-img-motorcycle-easy-rider](https://blog.vineyardglobaladvisors.com/hubfs/ft-img-motorcycle-easy-rider.jpg)](https://blog.vineyardglobaladvisors.com/blog/boomers-and-risk-why-the-attraction) [Market Risk](https://blog.vineyardglobaladvisors.com/blog/tag/market-risk) ### [Boomers and Risk, Why the Attraction?](https://blog.vineyardglobaladvisors.com/blog/boomers-and-risk-why-the-attraction) Nov 22, 2023 8:13:21 AM | 3 min read ### Subscribe to Vineyard Commentary ![Vineyard_GlobalAdvisors_logo_white](https://blog.vineyardglobaladvisors.com/hs-fs/hubfs/Vineyard_GlobalAdvisors_logo_white.png?width=200&name=Vineyard_GlobalAdvisors_logo_white.png) 9800 Mt. Pyramid Ct. Suite 400 Englewood, CO 80112 [info@vineyardglobaladvisors.com](mailto:info@vineyardglobaladvisors.com) - [Our Firm](https://www.vineyardglobaladvisors.com/our-firm) - [Our Philosophy](https://www.vineyardglobaladvisors.com/our-philosophy) - [Insights](https://blog.vineyardglobaladvisors.com/commentary) - [Contact Us](https://www.vineyardglobaladvisors.com/contact-us) - [Privacy Policy](https://blog.vineyardglobaladvisors.com/hubfs/Regulatory/Privacy_Policy.pdf) - [Form ADV 2](https://blog.vineyardglobaladvisors.com/hubfs/Regulatory/VGA_ADV_Part%202A_2B.pdf) - [Wrap Brochure](https://blog.vineyardglobaladvisors.com/hubfs/Regulatory/VGA_WRAP_Brochure.pdf) - [Form CRS](https://blog.vineyardglobaladvisors.com/hubfs/Regulatory/VGA_Form_CRS.pdf) Vineyard Global Advisors, LLC (“the Adviser”, “Vineyard Global Advisors”, or “VGA”) is a DBA of Integrated Advisors Network, LLC (“Integrated”). Integrated is an SEC registered investment advisor. Registration does not imply a certain level of skill or training. VGA is affiliated with, but not under common control of, Integrated. More information about Vineyard Global Advisor, including our investment strategies, fees and objectives, can be found in our Form [ADV Part 2A](https://blog.vineyardglobaladvisors.com/hubfs/VGA%20ADV2B.pdf) and our Form CRS. ### Subscribe to Vineyard Commentary Copyright © 2026 | Vineyard Global Advisors LLC | All Rights Reserved. ## Heading Text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras eu mauris dapibus ante interdum tempor non eu metus. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Sed lobortis sodales consequat. [Call To Action 01](http://crawfordinvestment-8881895.hs-sites.com/) [Call To Action 02](http://crawfordinvestment-8881895.hs-sites.com/)